Privacy Policy

VTrust Africa ("we", "us") respects your privacy. This policy describes how we handle information in connection with the VTrust Africa web application and related services.

1. Decentralized and on-chain nature

VTrust Africa is a decentralized application. Asset ownership, tokenization status, and investment data are recorded on public blockchains, including the Stellar Network. Once a transaction is confirmed, the data it writes is public and persistent. We do not control the blockchain or third-party wallets. We provide an interface to interact with Soroban smart contracts and native Stellar assets.

2. Information we do not collect

We do not require account registration or personal identification to use the core Platform. We do not collect or store your name, email, or other personally identifiable information on our servers for normal use of the dApp.

3. Wallet and chain data

When you connect a Stellar wallet, your wallet address and network are available to the frontend to send transactions and read on-chain state. Transaction signing happens in your wallet. We do not see or store your private keys. Public blockchain data (addresses, balances, transactions) is read from the chain or public Horizon and Soroban RPC services and may be temporarily processed in the browser to display the UI. We do not log or store your wallet address on our backend for routine operation.

4. Third-party services

The Platform may use third-party services for IPFS storage, RPC providers, and hosting. Those services have their own privacy practices. We encourage you to review their policies. We do not sell your data to third parties.

5. Cookies and local storage

We may use local storage or similar technologies in your browser to remember preferences (for example, theme). This data stays on your device. We do not use it to track you across other sites.

6. KYC submissions

If you submit KYC information, identity documents are encrypted in your browser before upload. A commitment hash and metadata reference may be stored on-chain. Decryption is limited to authorized compliance reviewers.

7. Support and contact

If you contact us for support, we may retain the content of your message and contact details only to respond and improve our services. We will not use them for marketing unless you consent.

8. Changes

We may update this Privacy Policy. The "Last updated" date at the top reflects the latest version. Continued use of the Platform after changes constitutes acceptance of the updated policy.

9. Contact

For privacy-related questions, see our Support page.