Litepaper

VTrust Africa lets an owner list a real asset, and lets an investor buy shares in it. The shares live on Stellar. Payments are in USDC.

What you can do today

• An owner submits an asset and the documents that describe it.
• VTrust Africa reviews the submission before it appears on the marketplace.
• An investor verifies their identity, adds a trustline, and buys shares.
• An owner can pay yield in USDC. Investors claim their part from the portfolio page.

How a listing moves

1. The owner sends the asset from the owner page.
2. A reviewer approves it, or asks for changes.
3. Share listings are split into shares and shown on the marketplace.
4. The investor connects a Stellar wallet, passes the identity check, and buys.

What sits behind the pages

• A registry contract stores each asset and whether it is pending, active, or closed.
• Shares are ordinary Stellar assets. Your wallet has to trust an asset before it can hold it.
• A sales contract checks that you are verified, then takes USDC and sends shares.
• A yield contract records each USDC payout so holders can claim their share.
• Identity files are encrypted in the browser. The chain stores a reference, not the document.

What is not live

You cannot yet resell shares to another person inside VTrust Africa. More countries and more kinds of assets are still to come. The site does not offer a bank on-ramp, escrow, or custody.

Why Stellar

Payments confirm in a few seconds and cost a fraction of a cent. A trustline is the wallet's agreement to hold one specific share. That is the control we use before shares can land in an account.